I think you mean have an image in the 'loadarea' when the page loads. If so, just hard code it:
Code:
<div id="loadarea" style="width: 500px">
<img src="whatever.jpg">
</div>
In fact, you can put any HTML you like in there, image(s), linked image(s), link(s), text, etc. Anything that you put in there will be overwritten once the user activates the script, but until then, it will act as a placeholder - something to look at until the user starts clicking on or mousing over the triggers for the script.
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